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Activity reports on supervision of the social health and accident insurance systems

The Insurance Supervision Division has been publishing an annual activity report since the 2016 business year.

The oversight authority bases its activities on the Health Insurance Oversight Act (HIOA), which came into force on 1 January 2016, and on the associated Ordinance (Health Insurance Oversight Ordinance, HIOO). It also operates in line with the Accident Insurance Act (AIA), the Military Insurance Act (MilIA) and the respective implementing ordinances.

The purpose of the HIOA is to protect the interests of insurees. It is also intended to create transparency with respect to social health insurance. The oversight authority is publishing this report, which appears for the first time in 2017, with the aim of creating transparency about its work.

Further information

Further information

Supervision of insurers

Insurers offering compulsory health insurance are supervised by the Federal Office of Public Health, while responsibility for the supervision of supplementary insurance (covered by private insurance law) rests with the Financial Market Supervisory Authority (FINMA).

Insurers and supervision

Depending on the category of cover, accident insurance is provided by the Swiss National Accident Insurance Fund (Suva), private insurers, public accident insurance funds and health insurance companies.

Insurer and oversight

Military insurance is the smallest federal social insurance and is entrusted to just one insurer. Like all federal social insurance, the Confederation is responsible for oversight.

Federal Office of Public Health FOPH

Health and Accident Insurance Directorate
Insurance Supervision Division
Schwarzenburgstrasse 157
Switzerland - 3003 Bern