Who can take out voluntary accident insurance?

Self-employed persons resident in Switzerland and family members working in the same business can take out voluntary accident insurance under the UVG if they do not already have compulsory insurance. 

Insured income for self-employed persons

However, under Article 138 of the Accident Insurance Ordinance (UVV), the insured income for self-employed persons must not be less than 45%, and for family members not less than 30%, of the maximum insured income.

Legislation

CC 832.202 Ordinance on Accident Insurance (UVV) (in French)

Last modification 23.04.2020