Accident insurance: Who can take out voluntary insurance cover?

Self-employed people who are resident in Switzerland and members of their families who work with them in the same business and are not covered by compulsory insurance can take out accident insurance cover on a voluntary basis under the AIA.

Maximum insured income for self-employed people

However, under Article 138 AIO, the insured income may not be lower than 45% of the maximum insured income for persons in gainful self-employment, and may not be lower than 30% of this amount for family members working in the same business.

Last modification 05.07.2018

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Federal Office of Public Health FOPH
Insurance Supervision Division
Section Accident Insurance, Accident Prevention and Military Insurance
Schwarzenburgstrasse 157
3003 Berne
Tel. +41 58 462 21 11

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