Accident insurance

The mandatory accident insurance scheme covers people employed in Switzerland for the health and economic consequences of work-related and non-work-related accidents and work-related illnesses. Find out here about the framework for insurers and insureds, supervision by the FOPH, benefits, premiums, tariffs and international insurance-related matters, the revision of the Accident Insurance Act, and accident prevention. 

What is covered under the accident and occupational diseases insurance?

Coverage in case of work accidents, non-work accidents and occupational diseases.

Who is compulsorily insured?

Every person working in Switzerland has accident insurance under the AIA. Self-employed people can take out accident insurance cover on a voluntary basis.

Insurers and supervision

- Who provides accident insurance?
- Supervision of accident insurance
- Circulars and information sheets


Insurance benefits according to AIA: treatment benefits and reimbursement of costs; cash benefits.


Who pays the premiums for the insurance? How much are the premiums for insurance?

International agreements

Switzerland has concluded international social security agreements with 44 countries to date.

What is accident prevention?

Accident prevention involves the prevention of occupational accidents, occupational diseases and non-occupational accidents.

Prevention of non-occupational accidents

The Swiss Council for Accident Prevention (cap) is responsible for the prevention of non-occupational accidents.

Revision projects

Revision projects on accident insurance and accident prevention.