Health insurance: Premium comparison

The health insurance premiums are calculated by the insurers. The FOPH approves and publishes the premiums.

Premium approval

The insurers calculate the premiums for the compulsory health insurance (basic insurance) and the voluntary individual daily benefits insurance. They are required to submit the premiums to the FOPH for approval.

The FOPH checks that the premiums assure the insurer's solvency and safeguard the interests of the insured persons. It only approves premiums that comply with the statutory requirements and cover the costs. The premiums may not, however, be inappropriately higher than the costs or lead to excessive reserves.

Premium comparison

After giving its approval, the FOPH publishes the health insurance premiums: an overview of the premiums and a premium calculator for the compulsory health insurance are provided on the website. The premiums for the voluntary individual daily benefits insurance are published directly on the FOPH website. Insured persons can use these aids to compare the premiums for the following year.

In addition to details of the new premiums, the FOPF also provides factsheets and further information for insured persons.


Premiums 2020

Fact sheets

Press releases

Java script is required to display press releases. If you are unable or unwilling to activate Java script you may use the link below to access the Federal Administration News Portal, where you can read the announcements.

To the Federal Administration News Portal

Last modification 24.09.2019

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Federal Office of Public Health FOPH
Health and Accident Insurance Directorate
Insurance Supervision Division
Schwarzenburgstrasse 157
3003 Berne
Tel. +41 58 462 21 11

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