Health insurance: Corrections in health insurance premiums (2015-17)

Between 1996 and 2013 people paid too much in premiums in some cantons and too little in others. Part of the disparity is being remedied between 2015 and 2017, with corrective payments totalling CHF 800 million being paid out.

Between 1 January 1996 and 31 December 2013 people paid too much in premiums in some cantons and too little in others. On 21 March 2014 the Swiss parliament passed an amendment to the Swiss Federal Health Insurance Act (KVG/LAMal) designed to partially correct these disparities. To this end a total of CHF 800 million is being paid out over three years (2015-17).

The corrective payments are being funded from three sources:

  • CHF 266 million comes from surcharges paid by insured people resident in the cantons in which too little was paid in premiums between 1996 and 2013
  • CHF 266 million comes from the federal government
  • CHF 266 million comes from the health insurers

2017 correction in health insurance premiums

There will be no premium surcharge levied on insureds in 2017. In June 2017, a refund will be paid to insureds who were resident in cantons ZH, ZG, FR, AI, GR, TG, TI, VD and GE on 1 January 2017. The amount of the refund was published by FOPH on the 16th of February 2017.

The premium surcharges and reductions and the amount of the refund for each year are set down in separate ordinances (category "Legislation").

Press releases

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Last modification 17.08.2018

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Federal Office of Public Health FOPH
Health and Accident Insurance Directorate
Insurance Supervision Division
Schwarzenburgstrasse 157
3003 Berne
Tel. +41 58 462 21 11

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