Health insurance: Correction of health insurance premiums (2015–17)

Between 1996 and 2013, premiums were set at too high a level in some cantons and too low in others. The resulting imbalance was partly remedied between 2015 and 2017 by means of payments totalling CHF 800 million. 

Between 1 January 1996 and 31 December 2013, premiums were set at too high a level in some cantons and too low in others. On 21 March 2014, an amendment to the Federal Health Insurance Act (KVG) designed to partly remedy this imbalance was approved by the Swiss Parliament. This involved a correction of premiums amounting to CHF 800 million over a three year period (2015–17).

The funding for the correction came from three sources:

  • CHF 266 million from policyholders resident in the cantons where premium levels were too low between 1996 and 2013
  • CHF 266 million from the federal government
  • CHF 266 million from health insurers

Correction of premiums in 2017

In 2017, no further premium surcharge was levied on policyholders. In June 2017, a rebate (announced in February) was paid to policyholders who had been resident in the cantons of Zurich, Zug, Fribourg, Appenzell Innerrhoden, Graubünden, Thurgau, Ticino, Vaud and Geneva on 1 January 2017.

More details of the correction can be downloaded under Documents below. The premium surcharges and reductions and the amount of the rebate for each year are specified in separate Ordinances (see below under Legislation).

Press releases

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Last modification 21.09.2020

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Contact

Federal Office of Public Health FOPH
Health and Accident Insurance Directorate
Insurance Supervision Division
Schwarzenburgstrasse 157
3003 Berne
Switzerland
Tel. +41 58 462 21 11
E-mail

Print contact

https://www.bag.admin.ch/content/bag/en/home/versicherungen/krankenversicherung/krankenversicherung-versicherte-mit-wohnsitz-in-der-schweiz/praemien-kostenbeteiligung/praemienkorrektur-2015-2017.html